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Guru Nanak Dev University GNDU, Amritsar Admissions 2011-2012

Guru Nanak Dev University GNDU, Amritsar Admissions 2011-2012


Online applications have been invited by Guru Nanak Dev University, Amritsar for admission to various courses under its Constituent Colleges and Campuses, for the Academic Year 2011-12

(A) AMRITSAR CAMPUS :

M.Phil :
Botany, Environmental Sciences, English, Hindi, History, Music (Vocal & Instrumental), Philosophy, Political Science, Psychology, Punjabi, Religious Studies, Sanskrit, Sociology.

Doctor of Medicine (MD):
Sports Medicine (recognized by Medical Council of India)

Master Level Courses :
(i)M.Tech.: Communication Systems, Computer Science & Engineering, M.Tech (Software Systems), Urban Planning.
(ii) M.Arch. (Urban Design)
(iii) M.Sc. (Hons.): Botany, Chemistry, Environmental Sciences, Fermentation & Microbial Technology, Human Genetics, Mathematics, Microbiology, Molecular Biology & Biochemistry, Physics, Zoology.
(iv) M.Sc.: Applied Chemistry (Pharmaceuticals), Chemistry (Polymer Sciences), Applied Physics (Electronics), Physics (Material Science), Biotechnology, Food Technology
(v) MBA, MBA in Social Entrepreneurship, MCA, MCA (FYIC), Masters in Sports Physiotherapy, Masters in Exercise Physiology and Nutrition, Masters in Hospital Administration, Master in Sports Psychology, Master in Planning (Infrastructure), M.Com.(Hons.), M.Pharmacy, M.Lib. & Inf. Science, M.P.Ed, LL.M.(Hons.) (Two Years), Master of Business Economics, M.Sc. (Hons. School) Economics, Master of Social Sciences (Hons. School)
(vi) M.A.(Hons): English, Hindi, History, Music (Vocal, Instrumental), Philosophy, Political Science, Psychology, Punjabi, Religious Studies, Sanskrit, Sociology.

Bachelor Level Courses :
(i) B.Tech.: Computer Science & Engineering, Electronics & Communication Engineering, Food Technology, Sugar & Alcohol Technology, Textile Chemistry, Urban & Regional Planning,
(ii) Bachelor of Physiotherapy, B.Pharmacy, B.Sc. (Hons. School) Chemistry, Human Genetics, Physics, LL.B.(Hons.), B. Architecture, B.Lib. & Inf. Science, B.P.Ed, B.Sc. (Hons. School) Economics, Bachelor of Social Sciences (Hons School), B.A. (Hons School) Punjabi.

Other Courses:
(i) P.G. Diploma in Mental Health Counselling, P.G. Diploma in Translation
(ii) Diploma (Full Time): French, Russian; Diploma (Part-time): Urdu, Persian.
(iii) Certificate Courses (Part-time): Arabic, French, German, Japanese, Persian, Russian, Urdu
(iv) Advance Diploma Courses (Part-time): Persian, Urdu
Self-Financing Courses : MBA(Hons.) Financial Services, MBA(Hons.) Marketing and Retail Management, MCA (Software Systems), B.Tech. (Electronic Communication Systems Engineering), B.Tech. (Computer Engineering), Masters in Sports Physiotherapy(Hons.)


(B) REGIONAL CAMPUS, JALANDHAR :
M.Phil Punjabi, Master in Journalism & Mass Communication(Hons.), M.A.(Hons.) Punjabi, LL.M.(Hons.) (Two years), LL.B.(Hons.), B.Tech: Computer Science & Engineering, Electronics & Communication Engineering, B.A. LL.B. (Hons)(FYIC)

(C) REGIONAL CAMPUS, SATHIALA (BABA BAKALA) :
MBA, MBA(FYIC); B.Tech: Computer Science & Engineering, Electronics & Communication Engineering.

(D) REGIONAL CAMPUS, SULTANPUR LODHI :
MBA, MBA(FYIC); B.Tech: Computer Science & Engineering, Electronics & Communication Engineering

(E) REGIONAL CAMPUS, GURDASPUR :
MBA, MCA, LL.B.(FYIC); B.Tech: Computer Science & Engineering, Electronics & Communication Engineering.

(F) UNIVERSITY COLLEGE, JALANDHAR:
MBA, MCA, MBA (FYIC), MCA (FYIC)

(G)ASSM COLLEGE, MUKANDPUR :
MBA. MCA

(H) SRSPM UNIVERSITY COLLEGE, NIARI :
B.A., B.C.A. PGDCA


APPLICATIONS:
All applications shall be submitted online only through main website www.gndu.ac.in or www.gnduadmissions.org .
Each application form shall be submitted on line with an application fee of Rs. 1000/-. (for General Category) and (Rs. 500/- for SC/ST Category). The process for online application form will start from 24.5.2011


Dates for submission of completed Application Forms:

(a) M.Phil 05.07.2011 to 22.07.2011

(b) Doctor of Medicine(MD) Sports Medicine 07.06.2011 to 24.06.2011

(c) Postgraduate courses 07.06.2011 to 30.06.2011

(d) For undergraduate Courses 24.05.2011 to 15.06.2011

(e) For B.Tech. (Urban & Regional Planning) 24.05.2011 to 24.06.2011

(f) For M.Tech./M.Arch 21.06.2011 to 04.07.2011


http://www.gnduadmissions.org/genadm2011.pdf

Muthoot Finance Ltd Dominant player

Muthoot Finance Ltd Dominant player

Largest gold financing company in the country

Muthoot Finance (Muthoot) is the largest gold financing company in India with a gross gold loan portfolio of Rs. 15.9bn as at March 2011 and a commanding market share (20% in FY10). Company’s AUM has witnessed a phenomenal 82% CAGR over the past four years driven by substantial network expansion, significant improvement in branch productivity, sustained rally in gold prices and strong brand recognition. Gold stock has increased from 23MT to 112MT over FY07-11 representing 49% CAGR. About 67% of the current ~2,900 branches are located in the southern region which contribute 74% to the gold loan portfolio.


AUM growth to moderate but balance sheet growth to be strong
We anticipate Muthoot’s AUM growth to slow down to a more normalized 37.5% pa over FY11-13 due to base effect, increasing penetration and competition in South (especially Kerala) and slower adoption of gold loan product in other regions. Further, if the gold rally were to halt, AUM growth would be purely volume driven. With limited incentive for assignments now, bulk of the incremental growth would be reflected on the balance sheet propping up the net loan CAGR to 57.5% over FY11-13. Business growth would be mainly driven by significant improvement in productivity of ~1,750 branches added in the past two years.

NIM to contract on sharp increase in funding cost
Notwithstanding the tailwind from IPO, Muthoot’s NIM is estimated to correct by 140bps in FY12 to 9.5% due to steep rise in the cost of funds. The cost of bank borrowings has increased by 150-200bps in recent months on account of lending rate hikes by banks and loss of PSL status for assignments. Any fresh retail secured NCD issuance by Muthoot would likely happen at elevated rates (11-12%) in-line with recent issuances by other NBFCs. The yield on loan portfolio is expected to remain firm during the year despite intensifying competition aided by the recent hike (100-150bps) in interest rate by the company.

RoA to marginally come-off; RoE to remain impressive though
Significant improvement in AUM/Branch (from Rs. 58mn to Rs. 80mn over FY11-13) and lower incremental marketing/promotion expenditure would drive some operating leverage. Resultantly, opex/average assets ratio is estimated to decline by 30bps over FY11-13 to 3.6% marginally cushioning the impact of NIM contraction on RoA. The recent IPO has augmented capital adequacy and reduced leverage. RoE, as a result, is likely to normalize to 30-35% from 51% in FY11. Considering the estimated robust earnings of 39% over FY11-13, we initiate coverage on Muthoot with a BUY rating and 9-month target of Rs. 202.

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Release Date: 24 June 2011
Genre: Animation | Adventure | Comedy
Cast: Owen Wilson, Larry the Cable Guy and Michael Caine
Quality: CAM
Language: ENGLISH
Subtitle:English
Sinopsis:

Star race car Lightning McQueen and his pal Mater head overseas to compete in the World Grand Prix race. But the road to the championship becomes rocky as Mater gets caught up in an intriguing adventure of his own: international espionage.
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